![]() ![]() Due to its lenient underwriting guidelines, it can be an excellent option for low-income or moderate-income borrowers. What’s the Freddie Mac HomeOne Loan?įreddie Mac’s HomeOne mortgage was introduced in 2018 and is aimed at making financing more accessible to prospective home buyers and home buyers that want to refinance. Furthermore, it has less strict eligibility requirements compared to many other programs, which makes it an attractive option for first-time home buyers. With HomeOne, you can buy a house with just 3 percent down. Fortunately, there are several low- and no-down payment loan options and one such program is the HomeOne loan by Freddie Mac. One of the greatest hurdles faced by first-time home buyers is saving for a down payment.
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